Retirement plan

DGA 401(K) PROFIT SHARING PLAN

Name: DG ARCHITECTS, INC. DGA - DGA 401(K) PROFIT SHARING PLAN (2024) Form 5500
Creator: DG ARCHITECTS, INC. DGA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DGA 401(K) PROFIT SHARING PLAN, DG ARCHITECTS, INC. DGA

DG ARCHITECTS, INC. DGAEIN 77-0410414Plan #001PY 2024

550 ELLIS STREET - MOUNTAIN VIEW, CA 94043650-943-1660

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$40.2M

+19.3% from 2023

Total participants

200

-2.4% from 2023

Average account balance

$224,845

+18.7% from 2023

Annual return

18.82%

-0.87 pp from 2023

Benchmarks

See 6,285 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort6,285 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$40.25M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$225K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

179

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

87.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.48M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$616

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
COMMONWEALTH FINANCIAL NETWORK6 years Service code 27 29 SAWYER RD. · WALTHAM, MA 02453	Advisory (Plan)	$91,124
ASCENSUS LLC7 years Service code 15 · EIN 11-3665754	Recordkeeping	$19,034
JOHN HANCOCK LIFE INSURANCE COMPANY1 year Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS Service code 15 · EIN 01-0233346	Recordkeeping	$152

Plan features & details

Pension benefit codes2E3D2H2J2F2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$110K

$649 / participant

Investment mgmt$91K82.6%
Contract admin$19K17.4%

% of EOY assets

0.274%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PRICEKUBECKA PLLC
Auditor EIN: 752783674
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$224,845

$101,591+121.3%

$147,096+52.9%

$74,429+202.1%

Participation rate

87.6%

75.5%+12.1pp

82.2%+5.5pp

67.2%+20.4pp

Annual return

18.82%

8746.45%-8727.6pp

419.75%-400.9pp

1368.38%-1349.6pp

Employer contribution / active EE

$3,813-100.0%

$4,936-100.0%

$2,625-100.0%

Participant deferral / active EE

$14,566

$7,302+99.5%

$8,071+80.5%

$4,348+235.0%

Admin fee / account holder

$616

$1,750-64.8%

$13,005-95.3%

$1,944-68.3%

Provider

Service type

Compensation

COMMONWEALTH FINANCIAL NETWORK6 years

Service code 27

29 SAWYER RD. · WALTHAM, MA 02453

Advisory (Plan)

$91,124

ASCENSUS LLC7 years

Service code 15 · EIN 11-3665754

Recordkeeping

$19,034

JOHN HANCOCK LIFE INSURANCE COMPANY1 year

Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS

Service code 15 · EIN 01-0233346

Recordkeeping

$152

DGA 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DGA 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion