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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,417 | $154,228+87.0% | $145,433+98.3% | $137,256+110.1% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.6pp | 80.0%+13.8pp |
| Annual return | 17.42% | 74.59%-57.2pp | 66.58%-49.2pp | 220.34%-202.9pp |
| Employer contribution / active EE | $8,972 | $4,804+86.8% | $4,554+97.0% | $4,156+115.9% |
| Participant deferral / active EE | $8,256 | $8,216+0.5% | $7,897+4.5% | $6,407+28.9% |
| Admin fee / account holder | $4,110 | $14,344-71.3% | $13,129-68.7% | $12,270-66.5% |