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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,237 | $87,132-81.4% | $105,624-84.6% | $80,959-79.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 30.08% | 17.03%+13.1pp | 116.20%-86.1pp | 35.67%-5.6pp |
| Employer contribution / active EE | $3,301 | $2,397+37.7% | $3,168+4.2% | $2,757+19.7% |
| Participant deferral / active EE | $5,877 | $3,985+47.5% | $5,013+17.2% | $4,300+36.7% |
| Admin fee / account holder | $962 | $8,449-88.6% | $10,961-91.2% | $6,925-86.1% |