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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,625 | $183,592-14.7% | $155,574+0.7% | $145,877+7.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.68% | 61.37%-52.7pp | 64.87%-56.2pp | 551.28%-542.6pp |
| Employer contribution / active EE | $698 | $5,317-86.9% | $4,676-85.1% | $4,663-85.0% |
| Participant deferral / active EE | $11,198 | $6,466+73.2% | $5,629+98.9% | $6,691+67.4% |
| Admin fee / account holder | $58,555 | $19,316+203.1% | $15,914+267.9% | $13,402+336.9% |