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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,462 | $89,259+104.4% | $107,187+70.2% | $82,637+120.8% |
| Participation rate | 67.6% | 67.9%-0.3pp | 75.0%-7.4pp | 68.1%-0.4pp |
| Annual return | 19.51% | 21.02%-1.5pp | 204.55%-185.0pp | 53.51%-34.0pp |
| Employer contribution / active EE | $2,879 | $3,080-6.5% | $3,782-23.9% | $2,552+12.8% |
| Participant deferral / active EE | $7,592 | $4,037+88.0% | $5,096+49.0% | $4,126+84.0% |
| Admin fee / account holder | $3,696 | $7,381-49.9% | $9,162-59.7% | $7,339-49.6% |