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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,296 | $81,504+77.0% | $102,437+40.9% | $80,959+78.2% |
| Participation rate | 64.1% | 66.9%-2.7pp | 74.5%-10.4pp | 67.7%-3.6pp |
| Annual return | 15.71% | 25.60%-9.9pp | 24.95%-9.2pp | 35.67%-20.0pp |
| Employer contribution / active EE | $2,365 | $3,104-23.8% | $3,871-38.9% | $2,757-14.2% |
| Participant deferral / active EE | $6,324 | $3,871+63.4% | $5,060+25.0% | $4,300+47.1% |
| Admin fee / account holder | $39,972 | $6,719+494.9% | $8,388+376.5% | $6,925+477.2% |