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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,752 | $149,040-15.6% | $120,225+4.6% | $137,256-8.4% |
| Participation rate | 78.3% | 75.4%+2.8pp | 69.6%+8.7pp | 80.0%-1.7pp |
| Annual return | 9.32% | 605.68%-596.4pp | 439.23%-429.9pp | 220.34%-211.0pp |
| Employer contribution / active EE | $4,348 | $4,350-0.1% | $3,475+25.1% | $4,156+4.6% |
| Participant deferral / active EE | $3,729 | $4,655-19.9% | $3,999-6.8% | $6,407-41.8% |
| Admin fee / account holder | $3,419 | $6,348-46.1% | $5,696-40.0% | $12,270-72.1% |