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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,260 | $125,190-23.9% | $105,624-9.8% | $145,897-34.7% |
| Participation rate | 95.0% | 77.6%+17.4pp | 75.3%+19.7pp | 80.3%+14.7pp |
| Annual return | 18.43% | 225.22%-206.8pp | 116.20%-97.8pp | 552.29%-533.9pp |
| Employer contribution / active EE | $1,665 | $3,720-55.2% | $3,168-47.4% | $4,663-64.3% |
| Participant deferral / active EE | $3,077 | $5,716-46.2% | $5,013-38.6% | $6,689-54.0% |
| Admin fee / account holder | $3,585 | $17,138-79.1% | $10,961-67.3% | $13,390-73.2% |