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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,253 | $117,895+9.6% | $102,460+26.2% | $145,897-11.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.02% | 31.92%-22.9pp | 29.47%-20.4pp | 552.29%-543.3pp |
| Employer contribution / active EE | $2,574 | $3,619-28.9% | $3,025-14.9% | $4,663-44.8% |
| Participant deferral / active EE | $8,691 | $5,736+51.5% | $5,056+71.9% | $6,689+29.9% |
| Admin fee / account holder | $629 | $13,353-95.3% | $9,460-93.4% | $13,390-95.3% |