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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,076 | $80,133-60.0% | $135,792-76.4% | $71,012-54.8% |
| Participation rate | 32.9% | 46.4%-13.5pp | 72.6%-39.7pp | 58.6%-25.7pp |
| Annual return | 23.78% | 15.15%+8.6pp | 25.96%-2.2pp | 37.67%-13.9pp |
| Employer contribution / active EE | $751 | $1,544-51.3% | $3,496-78.5% | $2,348-68.0% |
| Participant deferral / active EE | $1,101 | $2,074-46.9% | $4,759-76.9% | $3,246-66.1% |
| Admin fee / account holder | $907 | $1,557-41.7% | $12,266-92.6% | $1,167-22.3% |