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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,781 | $88,754-60.8% | $81,820-57.5% | $145,877-76.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.46% | 1031.77%-1020.3pp | 777.93%-766.5pp | 551.28%-539.8pp |
| Employer contribution / active EE | $2,399 | $3,085-22.3% | $2,915-17.7% | $4,663-48.6% |
| Participant deferral / active EE | $1,925 | $4,648-58.6% | $4,323-55.5% | $6,691-71.2% |
| Admin fee / account holder | $2,795 | $8,424-66.8% | $7,391-62.2% | $13,402-79.1% |