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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,946 | $89,259+22.1% | $107,187+1.6% | $82,637+31.8% |
| Participation rate | 85.3% | 67.9%+17.4pp | 75.0%+10.3pp | 68.1%+17.2pp |
| Annual return | 9.96% | 21.02%-11.1pp | 204.55%-194.6pp | 53.51%-43.6pp |
| Employer contribution / active EE | $8,820 | $3,080+186.4% | $3,782+133.2% | $2,552+245.6% |
| Participant deferral / active EE | $4,704 | $4,037+16.5% | $5,096-7.7% | $4,126+14.0% |
| Admin fee / account holder | $1,124 | $7,381-84.8% | $9,162-87.7% | $7,339-84.7% |