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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,892 | $160,070+33.0% | $147,117+44.7% | $145,897+45.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 33.44% | 98.69%-65.2pp | 420.54%-387.1pp | 552.29%-518.9pp |
| Employer contribution / active EE | $1,595 | $5,285-69.8% | $4,932-67.7% | $4,663-65.8% |
| Participant deferral / active EE | $5,694 | $8,419-32.4% | $8,065-29.4% | $6,689-14.9% |
| Admin fee / account holder | $2,688 | $15,035-82.1% | $12,993-79.3% | $13,390-79.9% |