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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,406 | $106,974+79.9% | $90,796+111.9% | $138,895+38.5% |
| Participation rate | 85.7% | 74.9%+10.8pp | 69.5%+16.2pp | 79.9%+5.8pp |
| Annual return | 8.51% | 20.10%-11.6pp | 19.29%-10.8pp | 145.39%-136.9pp |
| Employer contribution / active EE | $2,388 | $2,609-8.5% | $2,294+4.1% | $4,194-43.1% |
| Participant deferral / active EE | $6,304 | $4,455+41.5% | $3,822+65.0% | $6,396-1.4% |
| Admin fee / account holder | $370 | $8,626-95.7% | $7,024-94.7% | $12,562-97.1% |