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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,911 | $111,535+88.2% | $105,223+99.5% | $137,256+52.9% |
| Participation rate | 87.5% | 78.1%+9.4pp | 75.0%+12.5pp | 80.0%+7.5pp |
| Annual return | 13.28% | 237.85%-224.6pp | 180.65%-167.4pp | 220.34%-207.1pp |
| Employer contribution / active EE | $8,089 | $3,939+105.3% | $3,689+119.3% | $4,156+94.6% |
| Participant deferral / active EE | $9,206 | $5,500+67.4% | $5,072+81.5% | $6,407+43.7% |
| Admin fee / account holder | $23,989 | $9,721+146.8% | $8,859+170.8% | $12,270+95.5% |