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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,530 | $110,410+70.8% | $102,437+84.0% | $145,897+29.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 19.92% | 24.85%-4.9pp | 24.95%-5.0pp | 552.29%-532.4pp |
| Employer contribution / active EE | $11,740 | $4,217+178.4% | $3,871+203.3% | $4,663+151.8% |
| Participant deferral / active EE | $15,792 | $5,622+180.9% | $5,060+212.1% | $6,689+136.1% |
| Admin fee / account holder | $1,010 | $9,745-89.6% | $8,388-88.0% | $13,390-92.5% |