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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,014 | $209,336+9.4% | $197,124+16.2% | $137,256+66.9% |
| Participation rate | 88.9% | 87.3%+1.6pp | 86.7%+2.2pp | 80.0%+8.9pp |
| Annual return | 26.03% | 48.09%-22.1pp | 44.34%-18.3pp | 220.34%-194.3pp |
| Employer contribution / active EE | $2,224 | $6,591-66.3% | $6,227-64.3% | $4,156-46.5% |
| Participant deferral / active EE | $4,449 | $9,614-53.7% | $9,135-51.3% | $6,407-30.6% |
| Admin fee / account holder | $2,504 | $17,308-85.5% | $16,298-84.6% | $12,270-79.6% |