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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $620,183 | $180,749+243.1% | $160,784+285.7% | $137,256+351.8% |
| Participation rate | 90.0% | 80.0%+10.0pp | 77.0%+13.0pp | 80.0%+10.0pp |
| Annual return | 9.99% | 2234.46%-2224.5pp | 1803.92%-1793.9pp | 220.34%-210.4pp |
| Employer contribution / active EE | $20,811 | $4,155+400.8% | $3,733+457.5% | $4,156+400.7% |
| Participant deferral / active EE | $10,778 | $6,844+57.5% | $6,293+71.3% | $6,407+68.2% |
| Admin fee / account holder | $11,002 | $10,397+5.8% | $9,717+13.2% | $12,270-10.3% |