Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,030 | $87,132-85.0% | $105,624-87.7% | $80,959-83.9% |
| Participation rate | 44.4% | 70.4%-26.0pp | 75.3%-30.8pp | 67.7%-23.2pp |
| Annual return | 14.01% | 17.03%-3.0pp | 116.20%-102.2pp | 35.67%-21.7pp |
| Employer contribution / active EE | $0 | $2,397-100.0% | $3,168-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,657 | $3,985-58.4% | $5,013-67.0% | $4,300-61.5% |
| Admin fee / account holder | $1,588 | $8,449-81.2% | $10,961-85.5% | $6,925-77.1% |