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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,249 | $81,358+89.6% | $155,556-0.8% | $80,959+90.5% |
| Participation rate | 76.0% | 66.3%+9.7pp | 78.2%-2.2pp | 67.7%+8.3pp |
| Annual return | 15.63% | 33.39%-17.8pp | 64.84%-49.2pp | 35.67%-20.0pp |
| Employer contribution / active EE | $4,289 | $3,106+38.1% | $4,675-8.3% | $2,757+55.6% |
| Participant deferral / active EE | $8,554 | $3,455+147.5% | $5,631+51.9% | $4,300+98.9% |
| Admin fee / account holder | $20,962 | $7,994+162.2% | $15,885+32.0% | $6,925+202.7% |