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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,122 | $101,618-1.5% | $93,063+7.6% | $137,256-27.1% |
| Participation rate | 86.4% | 74.9%+11.4pp | 72.1%+14.2pp | 80.0%+6.4pp |
| Annual return | 18.62% | 223.95%-205.3pp | 34.15%-15.5pp | 220.34%-201.7pp |
| Employer contribution / active EE | $849 | $2,707-68.6% | $2,476-65.7% | $4,156-79.6% |
| Participant deferral / active EE | $8,069 | $4,279+88.6% | $3,958+103.8% | $6,407+25.9% |
| Admin fee / account holder | $3,704 | $6,198-40.3% | $6,033-38.6% | $12,270-69.8% |