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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,975 | $61,787+24.6% | $97,197-20.8% | $80,925-4.9% |
| Participation rate | 88.0% | 63.5%+24.5pp | 72.7%+15.3pp | 67.7%+20.3pp |
| Annual return | 11.79% | -558.16%+569.9pp | 75.47%-63.7pp | 35.65%-23.9pp |
| Employer contribution / active EE | $2,050 | $1,836+11.6% | $2,723-24.7% | $2,756-25.6% |
| Participant deferral / active EE | $5,678 | $3,027+87.5% | $4,263+33.2% | $4,299+32.1% |
| Admin fee / account holder | $12,469 | $5,170+141.2% | $5,637+121.2% | $6,940+79.7% |