Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,921 | $47,479-3.3% | $62,929-27.0% | $82,448-44.3% |
| Participation rate | 56.7% | 66.9%-10.2pp | 73.1%-16.4pp | 68.1%-11.4pp |
| Annual return | 7.27% | 20.34%-13.1pp | 1063.93%-1056.7pp | 41.64%-34.4pp |
| Employer contribution / active EE | $1,227 | $1,885-34.9% | $2,505-51.0% | $2,551-51.9% |
| Participant deferral / active EE | $4,315 | $2,870+50.3% | $3,888+11.0% | $4,139+4.3% |
| Admin fee / account holder | $21,917 | $3,804+476.2% | $5,065+332.8% | $7,234+203.0% |