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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,104 | $110,410-61.9% | $102,437-58.9% | $145,897-71.1% |
| Participation rate | 73.9% | 77.9%-4.0pp | 74.5%-0.6pp | 80.3%-6.4pp |
| Annual return | 5.93% | 24.85%-18.9pp | 24.95%-19.0pp | 552.29%-546.4pp |
| Employer contribution / active EE | $1,206 | $4,217-71.4% | $3,871-68.8% | $4,663-74.1% |
| Participant deferral / active EE | $524 | $5,622-90.7% | $5,060-89.6% | $6,689-92.2% |
| Admin fee / account holder | $3,572 | $9,745-63.3% | $8,388-57.4% | $13,390-73.3% |