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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,877 | $81,504+155.1% | $102,437+102.9% | $80,959+156.8% |
| Participation rate | 65.2% | 66.9%-1.6pp | 74.5%-9.3pp | 67.7%-2.5pp |
| Annual return | 16.56% | 25.60%-9.0pp | 24.95%-8.4pp | 35.67%-19.1pp |
| Employer contribution / active EE | $2,120 | $3,104-31.7% | $3,871-45.2% | $2,757-23.1% |
| Participant deferral / active EE | $5,720 | $3,871+47.8% | $5,060+13.0% | $4,300+33.0% |
| Admin fee / account holder | $14,935 | $6,719+122.3% | $8,388+78.0% | $6,925+115.7% |