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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $112,367 |
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH PIERCE FENNER & SMIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $70,000 |
Service code 10 · EIN 47-2399509 | Accounting | $17,300 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,043 | $106,264+47.8% | $147,117+6.7% | $77,762+102.0% |
| Participation rate | 98.2% | 78.4%+19.8pp | 82.2%+16.0pp | 70.6%+27.6pp |
| Annual return | 14.77% | 56.94%-42.2pp | 420.54%-405.8pp | 31.27%-16.5pp |
| Employer contribution / active EE | $5,465 | $4,074+34.1% | $4,932+10.8% | $2,728+100.3% |
| Participant deferral / active EE | $28,328 | $8,003+254.0% | $8,065+251.3% | $4,651+509.1% |
| Admin fee / account holder | $170 | $334-49.2% | $12,993-98.7% | $433-60.7% |