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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,685 | $117,895-57.9% | $102,460-51.5% | $145,897-65.9% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 9.08% | 31.92%-22.8pp | 29.47%-20.4pp | 552.29%-543.2pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,251 | $5,736-43.3% | $5,056-35.7% | $6,689-51.4% |
| Admin fee / account holder | $11,350 | $13,353-15.0% | $9,460+20.0% | $13,390-15.2% |