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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,399 | $86,949+383.5% | $102,460+310.3% | $80,959+419.3% |
| Participation rate | 91.7% | 72.4%+19.3pp | 76.5%+15.2pp | 67.7%+24.0pp |
| Annual return | 13.11% | 18.89%-5.8pp | 29.47%-16.4pp | 35.67%-22.6pp |
| Employer contribution / active EE | $8,202 | $2,370+246.1% | $3,025+171.1% | $2,757+197.5% |
| Participant deferral / active EE | $7,071 | $4,121+71.6% | $5,056+39.9% | $4,300+64.4% |
| Admin fee / account holder | $1,314 | $8,048-83.7% | $9,460-86.1% | $6,925-81.0% |