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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,399 | $86,922+383.7% | $102,438+310.4% | $80,874+419.8% |
| Participation rate | 91.7% | 72.4%+19.3pp | 76.5%+15.2pp | 67.6%+24.0pp |
| Annual return | 13.11% | 18.90%-5.8pp | 29.37%-16.3pp | 35.62%-22.5pp |
| Employer contribution / active EE | $8,202 | $2,369+246.2% | $3,024+171.3% | $2,756+197.7% |
| Participant deferral / active EE | $7,071 | $4,119+71.7% | $5,054+39.9% | $4,297+64.6% |
| Admin fee / account holder | $1,314 | $8,050-83.7% | $9,448-86.1% | $6,935-81.1% |