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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,594 | $201,344-56.5% | $184,243-52.5% | $145,877-40.0% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 1.73% | 29.01%-27.3pp | 28.82%-27.1pp | 551.28%-549.6pp |
| Employer contribution / active EE | $4,003 | $7,022-43.0% | $6,427-37.7% | $4,663-14.1% |
| Participant deferral / active EE | $5,439 | $9,807-44.5% | $9,132-40.4% | $6,691-18.7% |
| Admin fee / account holder | $1,580 | $16,382-90.4% | $13,914-88.6% | $13,402-88.2% |