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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,566 | $162,529+145.2% | $130,788+204.7% | $154,746+157.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 5.78% | 510.48%-504.7pp | 386.44%-380.7pp | 172.34%-166.6pp |
| Employer contribution / active EE | $15,496 | $4,447+248.4% | $3,558+335.5% | $4,379+253.9% |
| Participant deferral / active EE | $6,388 | $4,808+32.8% | $4,137+54.4% | $6,730-5.1% |
| Admin fee / account holder | $41,588 | $7,669+442.3% | $6,673+523.2% | $14,365+189.5% |