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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,566 | $149,040+167.4% | $120,225+231.5% | $137,256+190.4% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 5.78% | 605.68%-599.9pp | 439.23%-433.4pp | 220.34%-214.6pp |
| Employer contribution / active EE | $15,496 | $4,350+256.2% | $3,475+345.9% | $4,156+272.8% |
| Participant deferral / active EE | $6,388 | $4,655+37.2% | $3,999+59.7% | $6,407-0.3% |
| Admin fee / account holder | $41,588 | $6,348+555.2% | $5,696+630.1% | $12,270+238.9% |