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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,854 | $183,539+128.2% | $155,556+169.3% | $145,897+187.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.47% | 61.31%-42.8pp | 64.84%-46.4pp | 552.29%-533.8pp |
| Employer contribution / active EE | $13,996 | $5,315+163.3% | $4,675+199.4% | $4,663+200.2% |
| Participant deferral / active EE | $1,571 | $6,467-75.7% | $5,631-72.1% | $6,689-76.5% |
| Admin fee / account holder | $2,688 | $19,275-86.1% | $15,885-83.1% | $13,390-79.9% |