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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,359 | $172,111+132.0% | $150,298+165.7% | $137,256+191.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.34% | 69.37%-57.0pp | 62.79%-50.4pp | 220.34%-208.0pp |
| Employer contribution / active EE | $5,548 | $4,636+19.7% | $4,154+33.5% | $4,156+33.5% |
| Participant deferral / active EE | $3,642 | $6,166-40.9% | $5,453-33.2% | $6,407-43.2% |
| Admin fee / account holder | $4,179 | $16,471-74.6% | $14,116-70.4% | $12,270-65.9% |