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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,712 | $123,478+18.8% | $216,567-32.3% | $94,015+56.1% |
| Participation rate | 83.3% | 75.1%+8.2pp | 81.6%+1.7pp | 70.8%+12.5pp |
| Annual return | 9.25% | 23.61%-14.4pp | 12.94%-3.7pp | 17.84%-8.6pp |
| Employer contribution / active EE | $8,697 | $3,136+177.4% | $5,216+66.8% | $2,790+211.7% |
| Participant deferral / active EE | $8,443 | $4,556+85.3% | $6,191+36.4% | $4,249+98.7% |
| Admin fee / account holder | $60,144 | $12,753+371.6% | $21,981+173.6% | $8,951+571.9% |