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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,712 | $108,825+34.8% | $156,181-6.1% | $82,448+77.9% |
| Participation rate | 83.3% | 72.4%+11.0pp | 78.8%+4.5pp | 68.1%+15.3pp |
| Annual return | 9.25% | 20.59%-11.3pp | 64.87%-55.6pp | 41.64%-32.4pp |
| Employer contribution / active EE | $8,697 | $2,870+203.1% | $4,294+102.6% | $2,551+240.9% |
| Participant deferral / active EE | $8,443 | $4,577+84.5% | $6,132+37.7% | $4,139+104.0% |
| Admin fee / account holder | $60,144 | $9,341+543.9% | $14,586+312.3% | $7,234+731.4% |