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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,550 | $81,504-23.3% | $102,437-38.9% | $80,959-22.7% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 10.41% | 25.60%-15.2pp | 24.95%-14.5pp | 35.67%-25.3pp |
| Employer contribution / active EE | $9,030 | $3,104+191.0% | $3,871+133.3% | $2,757+227.5% |
| Participant deferral / active EE | $3,971 | $3,871+2.6% | $5,060-21.5% | $4,300-7.7% |
| Admin fee / account holder | $442 | $6,719-93.4% | $8,388-94.7% | $6,925-93.6% |