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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,710 | $55,889-28.9% | $76,119-47.8% | $80,935-50.9% |
| Participation rate | 93.1% | 62.1%+31.0pp | 69.1%+24.0pp | 67.7%+25.4pp |
| Annual return | 9.60% | 20.58%-11.0pp | 361.25%-351.6pp | 35.66%-26.1pp |
| Employer contribution / active EE | $1,463 | $1,866-21.6% | $2,693-45.6% | $2,757-46.9% |
| Participant deferral / active EE | $3,805 | $3,051+24.7% | $4,259-10.7% | $4,299-11.5% |
| Admin fee / account holder | $24,188 | $5,241+361.5% | $6,421+276.7% | $6,924+249.3% |