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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,688 | $87,132-79.7% | $105,624-83.3% | $80,959-78.2% |
| Participation rate | 74.2% | 70.4%+3.8pp | 75.3%-1.1pp | 67.7%+6.5pp |
| Annual return | 13.03% | 17.03%-4.0pp | 116.20%-103.2pp | 35.67%-22.6pp |
| Employer contribution / active EE | $1,845 | $2,397-23.0% | $3,168-41.7% | $2,757-33.1% |
| Participant deferral / active EE | $3,620 | $3,985-9.2% | $5,013-27.8% | $4,300-15.8% |
| Admin fee / account holder | $1,024 | $8,449-87.9% | $10,961-90.7% | $6,925-85.2% |