Retirement plan

BAKERSFIELD PAINT & WALLPAPER, INC. 401K PROFIT SHARING PLAN

Name: BAKERSFIELD PAINT & WALLPAPER, INC. - BAKERSFIELD PAINT & WALLPAPER, INC. 401K PROFIT SHARING PLAN (2025) Form 5500
Creator: BAKERSFIELD PAINT & WALLPAPER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BAKERSFIELD PAINT & WALLPAPER, INC. 401K PROFIT SHARING PLAN, BAKERSFIELD PAINT & WALLPAPER, INC.

BAKERSFIELD PAINT & WALLPAPER, INC.EIN 77-0159615Plan #001PY 2025

3435 LANDCO DRIVE, SUITE A - KERN, CA 933086187661-374-4565LinkedIn11-50 employeesretail

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.4M

+19.5% from 2024

Total participants

-8.3% from 2024

Average account balance

$130,446

+30.4% from 2024

Annual return

13.99%

+4.24 pp from 2024

Benchmarks

See 4,594 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort4,594 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.43M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$130K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

157.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$75K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2255

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$25K

$3544 / participant

Other / not subdivided$25K100.0%

% of EOY assets

1.729%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$130,446

$156,616-16.7%

$133,346-2.2%

$198,609-34.3%

Participation rate

100.0%

77.7%+22.3pp

72.8%+27.2pp

82.4%+17.6pp

Annual return

13.99%

44.25%-30.3pp

36.85%-22.9pp

202.70%-188.7pp

Employer contribution / active EE

$6,284

$3,368+86.6%

$2,853+120.2%

$5,055+24.3%

Participant deferral / active EE

$4,445

$4,920-9.7%

$4,332+2.6%

$6,977-36.3%

Admin fee / account holder

$2,255

$17,468-87.1%

$14,264-84.2%

$19,030-88.2%

BAKERSFIELD PAINT & WALLPAPER, INC. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BAKERSFIELD PAINT & WALLPAPER, INC. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion