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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,906 | $108,882-72.5% | $96,754-69.1% | $154,746-80.7% |
| Participation rate | 91.7% | 75.1%+16.6pp | 70.3%+21.4pp | 80.7%+11.0pp |
| Annual return | 8.48% | 98.39%-89.9pp | 82.04%-73.6pp | 172.34%-163.9pp |
| Employer contribution / active EE | $1,400 | $3,018-53.6% | $2,679-47.7% | $4,379-68.0% |
| Participant deferral / active EE | $996 | $5,323-81.3% | $4,758-79.1% | $6,730-85.2% |
| Admin fee / account holder | $15,361 | $10,200+50.6% | $8,905+72.5% | $14,365+6.9% |