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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,723 | $58,258+7.7% | $81,820-23.3% | $80,925-22.5% |
| Participation rate | 71.2% | 63.5%+7.7pp | 72.4%-1.2pp | 67.7%+3.5pp |
| Annual return | 6.50% | 41.76%-35.3pp | 777.93%-771.4pp | 35.65%-29.1pp |
| Employer contribution / active EE | $1,440 | $2,345-38.6% | $2,915-50.6% | $2,756-47.8% |
| Participant deferral / active EE | $961 | $3,284-70.7% | $4,323-77.8% | $4,299-77.7% |
| Admin fee / account holder | $3,313 | $4,976-33.4% | $7,391-55.2% | $6,940-52.3% |