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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,723 | $58,311+7.6% | $81,882-23.4% | $80,959-22.5% |
| Participation rate | 71.2% | 63.5%+7.7pp | 72.4%-1.2pp | 67.7%+3.5pp |
| Annual return | 6.50% | 41.85%-35.3pp | 779.47%-773.0pp | 35.67%-29.2pp |
| Employer contribution / active EE | $1,440 | $2,347-38.6% | $2,916-50.6% | $2,757-47.8% |
| Participant deferral / active EE | $961 | $3,287-70.8% | $4,323-77.8% | $4,300-77.7% |
| Admin fee / account holder | $3,313 | $4,752-30.3% | $7,360-55.0% | $6,925-52.2% |