Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,942 | $201,372+43.0% | $184,260+56.3% | $145,884+97.4% |
| Participation rate | 55.6% | 87.5%-31.9pp | 86.8%-31.3pp | 80.3%-24.7pp |
| Annual return | 20.13% | 29.04%-8.9pp | 28.84%-8.7pp | 551.85%-531.7pp |
| Employer contribution / active EE | $1,162 | $7,024-83.4% | $6,427-81.9% | $4,662-75.1% |
| Participant deferral / active EE | $9,791 | $9,808-0.2% | $9,133+7.2% | $6,690+46.4% |
| Admin fee / account holder | $2,532 | $16,362-84.5% | $13,898-81.8% | $13,392-81.1% |