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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,937 | $71,230+527.5% | $93,727+376.9% | $80,959+452.1% |
| Participation rate | 84.0% | 60.4%+23.6pp | 68.7%+15.3pp | 67.7%+16.3pp |
| Annual return | 14.96% | 11.26%+3.7pp | 133.83%-118.9pp | 35.67%-20.7pp |
| Employer contribution / active EE | $10,536 | $1,565+573.1% | $2,421+335.1% | $2,757+282.1% |
| Participant deferral / active EE | $10,036 | $4,037+148.6% | $4,417+127.2% | $4,300+133.4% |
| Admin fee / account holder | $3,275 | $6,961-53.0% | $8,292-60.5% | $6,925-52.7% |