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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,937 | $71,197+527.7% | $93,669+377.1% | $80,925+452.3% |
| Participation rate | 84.0% | 60.4%+23.6pp | 68.7%+15.3pp | 67.7%+16.3pp |
| Annual return | 14.96% | 11.27%+3.7pp | 133.59%-118.6pp | 35.65%-20.7pp |
| Employer contribution / active EE | $10,536 | $1,565+573.3% | $2,424+334.7% | $2,756+282.2% |
| Participant deferral / active EE | $10,036 | $4,036+148.7% | $4,416+127.3% | $4,299+133.5% |
| Admin fee / account holder | $3,275 | $6,959-52.9% | $8,291-60.5% | $6,940-52.8% |