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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,634 | $209,336+1.6% | $197,124+7.9% | $137,256+54.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 12.08% | 48.09%-36.0pp | 44.34%-32.3pp | 220.34%-208.3pp |
| Employer contribution / active EE | $6,309 | $6,591-4.3% | $6,227+1.3% | $4,156+51.8% |
| Participant deferral / active EE | $10,169 | $9,614+5.8% | $9,135+11.3% | $6,407+58.7% |
| Admin fee / account holder | $922 | $17,308-94.7% | $16,298-94.3% | $12,270-92.5% |