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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,525 | $166,131+24.9% | $164,975+25.8% | $145,877+42.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.07% | 100.37%-83.3pp | 70.12%-53.0pp | 551.28%-534.2pp |
| Employer contribution / active EE | $11,011 | $5,276+108.7% | $4,343+153.5% | $4,663+136.1% |
| Participant deferral / active EE | $8,972 | $6,962+28.9% | $6,033+48.7% | $6,691+34.1% |
| Admin fee / account holder | $1,074 | $16,648-93.5% | $12,688-91.5% | $13,402-92.0% |