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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 · EIN 04-1590850 | Recordkeeping Fees | $211,751 |
Filed as: CBIZ FINANCIAL SOLUTIONS Service code 27 · EIN 52-1396995 | Advisory (Plan) | $115,317 |
Service code 13 · EIN 31-1582098 | Contract Administrator | $50,510 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,858 | $105,248+7.2% | $147,318-23.4% | $71,012+58.9% |
| Participation rate | 83.6% | 66.1%+17.4pp | 82.1%+1.5pp | 58.6%+25.0pp |
| Annual return | 14.34% | 26.02%-11.7pp | 70.43%-56.1pp | 37.67%-23.3pp |
| Employer contribution / active EE | $7,231 | $3,785+91.0% | $4,593+57.4% | $2,348+208.0% |
| Participant deferral / active EE | $12,089 | $6,452+87.4% | $7,906+52.9% | $3,246+272.4% |
| Admin fee / account holder | $639 | $862-26.0% | $13,708-95.3% | $1,167-45.3% |