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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,032 | $149,446+114.8% | $256,809+25.0% | $94,015+241.5% |
| Participation rate | 72.4% | 85.3%-12.9pp | 88.5%-16.1pp | 70.8%+1.6pp |
| Annual return | 6.06% | 17.55%-11.5pp | 32.73%-26.7pp | 17.84%-11.8pp |
| Employer contribution / active EE | $8,691 | $4,596+89.1% | $7,263+19.7% | $2,790+211.5% |
| Participant deferral / active EE | $11,912 | $6,491+83.5% | $9,520+25.1% | $4,249+180.3% |
| Admin fee / account holder | $80,515 | $24,035+235.0% | $25,146+220.2% | $8,951+799.5% |