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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,032 | $146,267+119.5% | $197,124+62.9% | $82,448+289.4% |
| Participation rate | 72.4% | 84.0%-11.6pp | 86.7%-14.3pp | 68.1%+4.3pp |
| Annual return | 6.06% | 29.61%-23.5pp | 44.34%-38.3pp | 41.64%-35.6pp |
| Employer contribution / active EE | $8,691 | $4,723+84.0% | $6,227+39.6% | $2,551+240.7% |
| Participant deferral / active EE | $11,912 | $7,035+69.3% | $9,135+30.4% | $4,139+187.8% |
| Admin fee / account holder | $80,515 | $14,422+458.3% | $16,298+394.0% | $7,234+1013.0% |