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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,749 | $183,539+61.1% | $155,556+90.1% | $145,897+102.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.08% | 61.31%-41.2pp | 64.84%-44.8pp | 552.29%-532.2pp |
| Employer contribution / active EE | $15,338 | $5,315+188.6% | $4,675+228.0% | $4,663+229.0% |
| Participant deferral / active EE | $31,230 | $6,467+382.9% | $5,631+454.6% | $6,689+366.9% |
| Admin fee / account holder | $10,982 | $19,275-43.0% | $15,885-30.9% | $13,390-18.0% |