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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,187 | $86,949+7.2% | $102,460-9.1% | $80,959+15.1% |
| Participation rate | 79.2% | 72.4%+6.8pp | 76.5%+2.7pp | 67.7%+11.5pp |
| Annual return | 10.62% | 18.89%-8.3pp | 29.47%-18.8pp | 35.67%-25.0pp |
| Employer contribution / active EE | $3,050 | $2,370+28.7% | $3,025+0.8% | $2,757+10.6% |
| Participant deferral / active EE | $1,453 | $4,121-64.7% | $5,056-71.3% | $4,300-66.2% |
| Admin fee / account holder | $44,318 | $8,048+450.7% | $9,460+368.5% | $6,925+539.9% |