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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,608 | $107,421-16.6% | $182,262-50.8% | $94,015-4.7% |
| Participation rate | 98.0% | 77.8%+20.2pp | 84.2%+13.7pp | 70.8%+27.1pp |
| Annual return | 9.61% | 21.32%-11.7pp | 140.60%-131.0pp | 17.84%-8.2pp |
| Employer contribution / active EE | $14,012 | $3,448+306.4% | $5,046+177.7% | $2,790+402.2% |
| Participant deferral / active EE | $9,519 | $6,558+45.2% | $8,276+15.0% | $4,249+124.0% |
| Admin fee / account holder | $11,391 | $8,692+31.1% | $16,712-31.8% | $8,951+27.3% |