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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,661 | $88,672-6.8% | $105,223-21.4% | $82,448+0.3% |
| Participation rate | 96.7% | 67.9%+28.7pp | 75.0%+21.6pp | 68.1%+28.6pp |
| Annual return | 15.05% | 30.86%-15.8pp | 180.65%-165.6pp | 41.64%-26.6pp |
| Employer contribution / active EE | $1,686 | $3,048-44.7% | $3,689-54.3% | $2,551-33.9% |
| Participant deferral / active EE | $4,510 | $4,036+11.7% | $5,072-11.1% | $4,139+9.0% |
| Admin fee / account holder | $3,925 | $7,146-45.1% | $8,859-55.7% | $7,234-45.7% |