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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,450 | $81,504-19.7% | $102,437-36.1% | $80,959-19.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 9.10% | 25.60%-16.5pp | 24.95%-15.9pp | 35.67%-26.6pp |
| Employer contribution / active EE | $2,146 | $3,104-30.9% | $3,871-44.6% | $2,757-22.2% |
| Participant deferral / active EE | $5,600 | $3,871+44.7% | $5,060+10.7% | $4,300+30.2% |
| Admin fee / account holder | $12,874 | $6,719+91.6% | $8,388+53.5% | $6,925+85.9% |