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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,123 | $124,980-78.3% | $108,359-75.0% | $154,746-82.5% |
| Participation rate | 55.0% | 75.2%-20.2pp | 70.1%-15.1pp | 80.7%-25.7pp |
| Annual return | 20.94% | 45.00%-24.1pp | 36.89%-16.0pp | 172.34%-151.4pp |
| Employer contribution / active EE | $1,521 | $2,851-46.7% | $2,399-36.6% | $4,379-65.3% |
| Participant deferral / active EE | $2,500 | $4,743-47.3% | $4,137-39.6% | $6,730-62.8% |
| Admin fee / account holder | $379 | $11,502-96.7% | $9,741-96.1% | $14,365-97.4% |