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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,098 | $227,399-5.4% | $189,758+13.4% | $198,609+8.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 24.01% | 61.03%-37.0pp | 52.62%-28.6pp | 202.70%-178.7pp |
| Employer contribution / active EE | $14,048 | $5,526+154.2% | $4,767+194.7% | $5,055+177.9% |
| Participant deferral / active EE | $13,833 | $6,837+102.3% | $5,856+136.2% | $6,977+98.3% |
| Admin fee / account holder | $2,602 | $25,162-89.7% | $20,388-87.2% | $19,030-86.3% |