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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,765 | $111,535-18.6% | $105,223-13.7% | $137,256-33.9% |
| Participation rate | 93.3% | 78.1%+15.2pp | 75.0%+18.3pp | 80.0%+13.4pp |
| Annual return | 1.19% | 237.85%-236.7pp | 180.65%-179.5pp | 220.34%-219.1pp |
| Employer contribution / active EE | $1,282 | $3,939-67.5% | $3,689-65.3% | $4,156-69.2% |
| Participant deferral / active EE | $8,060 | $5,500+46.6% | $5,072+58.9% | $6,407+25.8% |
| Admin fee / account holder | $2,559 | $9,721-73.7% | $8,859-71.1% | $12,270-79.1% |