Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,303 | $76,834-15.0% | $108,359-39.7% | $87,485-25.4% |
| Participation rate | 49.0% | 61.7%-12.7pp | 70.1%-21.1pp | 68.9%-19.9pp |
| Annual return | 11.06% | 19.09%-8.0pp | 36.89%-25.8pp | 26.06%-15.0pp |
| Employer contribution / active EE | $969 | $1,556-37.8% | $2,399-59.6% | $2,596-62.7% |
| Participant deferral / active EE | $2,612 | $3,100-15.8% | $4,137-36.9% | $4,274-38.9% |
| Admin fee / account holder | $2,875 | $6,537-56.0% | $9,741-70.5% | $7,775-63.0% |